Independent Medicare education and enrollment support

Medicare guidance made simple.

Based in Napa, serving clients throughout Northern California and in multiple licensed states, Sam Olson helps you understand Medicare options in plain English.

Napa Valley home base Northern California Medicare help Licensed Medicare guidance in multiple states

How We Help

Medicare decisions feel easier when the steps are clear.

New to Medicare

Understand enrollment timing, Parts A and B, and how supplemental, Advantage, and Part D coverage fit together.

Supplement vs Advantage

Compare flexibility, networks, premiums, referrals, out-of-pocket costs, and travel considerations without pressure.

Part D Planning

When we help you plan for Medicare, we also review prescription drug coverage so your doctors, medications, pharmacies, and overall coverage fit together.

Location and licensing

Based in Napa. Licensed in Multiple States.

Sam Olson Insurance Services is based in Napa, California and serves clients throughout Napa Valley, Northern California, and multiple states where the agency is licensed. Availability and plan options vary by location.

  • AK
  • AR
  • AZ
  • CA
  • CO
  • CT
  • FL
  • GA
  • HI
  • ID
  • IL
  • IA
  • IN
  • KY
  • MA
  • MI
  • MN
  • MT
  • NC
  • NM
  • NV
  • OK
  • OR
  • PA
  • SC
  • TN
  • TX
  • UT
  • VA
  • WA

Licensing does not guarantee plan availability. Plan options vary by county, ZIP code, carrier, and plan year.

U.S. map highlighting licensed states: AK, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IA, IN, KY, MA, MI, MN, MT, NC, NM, NV, OK, OR, PA, SC, TN, TX, UT, VA, and WA.

Plain-English comparison

Medicare Supplement vs Medicare Advantage

Both paths can make sense. The right conversation starts with how you use care, how you feel about networks, how much flexibility matters, and what tradeoffs you are comfortable with.

Compare the two paths

New to Medicare?

Start with the basics: what Medicare covers, when to enroll, and what decisions usually come next.

Read the New to Medicare Guide

A simple process

From confusion to a clear next step.

Schedule a call

Start with a general Medicare planning conversation.

Complete the questionnaire

If you are preparing for an appointment, use the secure questionnaire when our office needs details before we meet.

Review your options

Compare the paths that fit your timing, coverage, and preferences.

Enroll with confidence

Get help with the next steps once you understand your choices.

Small local team

Meet Sam and Sarah.

When you work with Sam Olson Insurance Services, you are not dealing with a call center. You are working with a Napa-based team focused on clear guidance and follow-through.

Sam Olson headshot

Sam Olson

Founder / Medicare Advisor

Sam founded the agency to make Medicare easier to understand, with plain-English education around Medicare Supplements, Medicare Advantage, Part D, and retirement-related Medicare decisions.

Sarah Krupa headshot

Sarah Krupa

Client Service / Medicare Support

Sarah is often the first point of contact for clients and brings more than 20 years of healthcare, care coordination, and administrative support experience.

Client words

Helpful, professional, and clear.

★★★★★
"Personable and expedient. Sam knows the answers or where to find them. He made the whole process straightforward."
James E.
★★★★★
"Professional, timely and helpful making the transition to Medicare seamless. Highly recommend using Sam."
Axel G.

Ready for a calmer Medicare conversation?

Schedule a Medicare call with Sam Olson Insurance Services. If you are preparing for an appointment, use the secure questionnaire when our office asks for more detail.